SME Financing · Singapore
Secure Business Financing at a Flat Fee from $888
Transparent. Straightforward. Results-Driven. From Assessment to Approval — No Hidden Charges.
$10M+ loans secured
Why SME owners choose Savvy
Financing should not feel like a guessing game. Here is what you get with us.
Transparency & Trust
One flat fee of $888. You know the cost before we start — no success percentages, no charges bolted on at the end.
100% of our clients pay nothing beyond the flat fee — no fee changes upon commitment, no matter how challenging the case may be.
Cost-Savvy Advantage
Brokers typically charge a percentage of what you borrow. We charge one flat fee, so the bigger your facility, the more you keep.
Example: $100K loan
Typical broker (5%)
$5,000
Savvy flat fee
$888
Average savings of $4,112
Expertise & Results
We know which lender says yes to which business profile, so your application goes to the right desk the first time.
With 10 years experience and relationships formed within the banking and finance industry, Savvy provides efficient consultations to save customers valuable time.
How it works
Four steps from first enquiry to funds in your account. You will always know which step you are on.
- 1
Submit Your Details
Fill in one short form. Two minutes, no documents yet.
- 2
Free Assessment
We review your profile and tell you honestly where you stand.
- 3
Matched with Lenders
We approach the banks most likely to approve your case.
- 4
Approval & Funding
You review the offer, sign, and the funds are disbursed.
What we arrange
Three financing types cover most SME needs in Singapore. Read the "best if" line to see which sounds like you.
Business Term Loans
An unsecured lump sum for working capital, hiring, stock or expansion, repaid over a fixed term.
Best if you need cash now for growth and want predictable monthly repayments.
Property Financing
Loans secured against commercial, industrial, or private residential property you own.
Best if you own property and want to unlock its value at a lower interest rate.
Invoice Financing
Advance funding against invoices your customers have not paid yet.
Best if you're waiting 60–90 days on client invoices while bills are already due.
Not sure which fits? Tell us your situation and we'll point you to the right one.
Talk to usWe work directly with Singapore's leading financial institutions
What clients say
The process was explained in plain language from the start, and we always knew what the cost would be. It made deciding a lot easier.
Jordan TanF&B, 8 employees We had been turned down before, so we appreciated getting a straight answer on where we stood and what to prepare.
Priya MenonLogistics, 15 employees Paperwork was handled properly and nothing was left vague. A simple, no-surprises experience overall.
Wei Ling ChuaConstruction, 22 employees
Common questions
Straight answers before you commit to anything.
Check if you qualify
Send us your details and we'll come back with an honest assessment. No obligation, no charge for the assessment.
Savvy Advisory Holdings Pte Ltd
- +65 8086 6205
- Contact@savvyah.com
- 1 North Bridge Road #23-03 High Street Centre, Singapore 179094
UEN 202421327C